No Valuation Product Extended Due To Popular Demand

Since the introduction of our ‘Simplicity’ offering in June 2019 Mint has seen an influx of applications from our intermediaries who have taken advantage of the flexible terms and expedited drawdown times. If you’re hearing about this  product for the first time or would like a refresh on the highlights you can review the main features again below:

  • No : Valuations Required

  • No : Application forms necessary

  • Speed Of Service : Direct access to underwriters

  • Quick Commission : Same day commission released to brokers on completion

  • Improved Borrower Journey : Reducing red-tape has drastically improved onboarding efficiency

Simplicity In Action:

Intermediary: 

They were approached by a developer in need of a quick cash injection. To raise the required funds the client offered a second charge on their residential property, the client’s loan to value was sub 60% meaning no valuation was required.

The Borrower: 

The borrower required £100,000 at a low rate for an ongoing project and needed the funds quickly as not to create any restriction on their delivery timescales.

Simplicity In Action:

Mint Bridging received the enquiry and within the hour of undertaking our diligence we provided a deal in principle of £100,000 at 0.75% over a 12 month period. With no valuation, no PG and no debenture required under the simplicity offering the borrower was able to drawdown within 7 working days with the broker paid their commission direct from Mint Bridging the same day.

*Eligibility:

To be eligible for the no valuation product the following criteria needs to be adhered to:

  • Max property value £1.5M
  • Sub 60% loan to value
  • The asset needs to be a kerbside property
  • The no valuation product is not eligible on properties requiring refurbishment works

No Valuation Eligibility Check

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We Listened To Our Partners To Provide

A Product That Delivers More

Transparency

All intermediaries & borrowers have

direct access to underwriters

throughout the process

Increased Acceptances

We’ve substantially reduced the

red-tape to get your clients

funded & broker deals agreed

Commissions At Speed

Intermediaries get paid direct

on the same day that their

client deal completes

Some Recent Mint Finding Success Stories