Secure Commercial Finance Today For Your Next Project

Mint Bridging are a specialist lender who have been financing property investors and developers since 2011. With over £450M to new and experienced investors we are a leading alternative financing provider who have just been voted the What 2019 Bridging Lender of The Year. Find out more about our best in class auction funding

  • High Initial Initial Funding: Secure up to 65% of your project LTGDV

  • Substantial Funding Available: Loan up to £5M for your next project

  • Industry Low Rates: Rates starting from as low as 0.7%

  • Fast Funding Delivery: Valuation & PG not always necessary

  • Speedy Drawdowns: Funds available in days not weeks

  • Funding Flexibility: Light, heavy & ground-up projects all welcome

  • Nationwide: Available through the majority of mainland England

  • No Exit Fees: Mint customers never pay exit fees


Commercial Finance Funding Check

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Review Available Rates

Light


meaning*

Medium


meaning*


Heavy


meaning*


Ground Up


meaning*

Day 1 Funds

100% of loan

100% of loan

100% of loan

100% of loan

LTGDV (max available)

80%

75-80%

75%

65-75%

Valuation Needed*

PG Needed*

Rate From

0.6%

Apply

Rate From

0.65%

Apply

Rate From

0.7%

Apply

Rate From

0.8%

Apply

Representative Example

The applicant: They are purchasing a property with the view to turning it into a HMO consisting of multiple bedrooms


Project Details

Site cost/valuation : £550,000

Development Loan (released in stages) : £900,000

End Valuation : £2.25M

Profit : £800,000

Repayment period : 12 Months


Mint Delivers

Application : Accepted same day (agreement in principle)

Rate Applied : 0.85%

Assets & Legals : Completed within 48 Hrs*

Day 1 Drawdown : 70% of Loan


Repayment

The borrower will repay the loan amount at the compounded monthly interest of 0.85% at a cost of £96,215 (excluding fees) when the development has completed within the repayment period and they have refinanced the property.



  • Light
  • Medium
  • Heavy
  • Ground Up
  • Day 1 Funds
  • 100% of loan
  • 100% of loan
  • 100% of loan
  • 100% of loan
  • This is the amount available for drawdown day 1, your underwriter will discuss your level of funding
  • LTGDV (max available)
  • 80%
  • 80%
  • 70-75%
  • 65-75%
  • The loan amount based on LTGDV will be determined by underwriters on application
  • Valuation Needed*
  • No
  • Decision on App
  • Yes
  • Yes
  • *Valuations may not be necessary should you require less than 75% of the purchase price and the development requires minimal work
  • PG Needed*
  • No
  • Yes
  • Yes
  • Yes
  • *Valuations may not be necessary should you require less than 75% of the purchase price and the development requires minimal work
  • Rates From
    0.6%
  • Rates From
    0.65%
  • Rates From
    0.7%
  • Rates From
    0.8%
  • This 1665-player contest boasts a $300,000.00 prize pool and pays out the top 300 finishing positions. First place wins $100,000.00. Good luck!

Representative Example

The applicant: They are purchasing a property with the view to turning it into a HMO consisting of multiple bedrooms


Project Details

Site cost/valuation : £550,000

Development Loan (released in stages) : £900,000

End Valuation : £2.25M

Profit : £800,000

Repayment period : 12 Months


Mint Delivers

Application : Accepted same day (agreement in principle)

Rate Applied : 0.85%

Assets & Legals : Completed within 48 Hrs*

Day 1 Drawdown : 70% of Loan


Repayment

The borrower will repay the loan amount at the compounded monthly interest of 0.85% at a cost of £96,215 (excluding fees) when the development has completed within the repayment period and they have refinanced the property.



See why businesses & investors trust Mint Bridging

to help them secure finance

Transparent

We review all finance options to

find tailored funding solutions

based on your needs

Quick Acceptance

Our service is funding is built for

efficiency to help our clients grow

without cashflow roadblocks

Service

From direct access to underwriters,

free project management & more

discover why Mint are best in class

“Our client had funded their development with a well-known bridging lender. The development of apartments were all completed and on the market for sale but the current lender refused to extend the term and instead was threatening an LPA receiver. We successfully worked with Mint to refinance the loan, providing our borrower with enough time to sell the flats and realise their profit.”

Aaron Sinclair, Mint Bridging Customer

Some Of Our Most Recent Funding success stories