Get Your Funding In Place Today & Drawdown In Days

Mint Bridging are a specialist alternative lender having lent over £450M, where other lenders may struggle to underwrite specialist finance we excel. Are you in need of finance which is to be scured with a first, second and even third charge, then Mint can help. With multiple bridging solutions find out more about our finance options and check your eligibility for financing with Mint:

  • Quick Decisions: Get your deal agreed within 60 minutes and underwritten in as little as 72 hours

  • Fast Funding Delivery: Drawdown within days and not weeks

  • Flexible Lending: Mint are specialists at putting complex refinancing, first, second & third charge loans in place where other lenders fail

  • Real Transparency: Direct access to your own underwriter who will work with you to tailor your financing options

  • Borrower Incentives: Valuations not needed in a large number of applications*

  • No Exit Fees: Mint customers never pay exit fees


Bridge Loan Eligibility Check

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Review Available Rates

LTV 50%
(or less)

meaning*

LTV 60%
(50 - 60%)

meaning*


LTV 70%
(60 - 70%)


meaning*


LTV 75%
(70-75%)


meaning*

Day 1 Funds

100%

100%

100%

100%

LTGDV (max available)

65%

65%

65%

65%

Valuation Needed*

PG Required

Rate From

0.6%

Apply

Rate From

0.65%

Apply

Rate From

0.7%

Apply

Rate From

0.8%

Apply

Representative Example

The applicant: They are refinancing a property which they are turning it into a HMO consisting of multiple bedrooms


Project Details

Site cost/valuation : £250,000

Bridging loan requested: £75,000

End Valuation : £425,000

Profit : £150,000

Repayment period : 6 Months


Mint Delivers

Application : Accepted same day (agreement in principle)

Rate Applied : 0.75%

Assets & Legals : Completed within 48 Hrs*

Day 1 Drawdown : 100% of Loan


Repayment

The borrower will repay the loan amount at the compounded monthly interest of 0.75% at a cost of £5,217 (excluding fees) within the repayment period.



  • LTV < 50%
  • LTV 50-60%
  • LTV 60-70%
  • LTV 70-75%
  • Day 1 Funds
  • 100% of loan
  • 100% of loan
  • 100% of loan
  • 100% of loan
  • This is the amount available for drawdown day 1, your underwriter will discuss your level of funding
  • LTGDV (max available)
  • 65%
  • 65%
  • 65%
  • 65%
  • The loan amount based on LTGDV will be determined by underwriters on application
  • Valuation Needed*
  • No
  • No
  • Free
  • Yes
  • *Valuations may not be necessary should you require less than 75% of the purchase price and the development requires minimal work
  • PG Needed
  • Yes
  • Yes
  • A PG will be required in most cases where borrower contribution is more than 50%
  • Rates From
    0.65%
  • Rates From
    0.65%
  • Rates From
    0.7%
  • Rates From
    0.8%
  • This 1665-player contest boasts a $300,000.00 prize pool and pays out the top 300 finishing positions. First place wins $100,000.00. Good luck!

Representative Example

The applicant: They are refinancing a property which they are turning it into a HMO consisting of multiple bedrooms


Project Details

Site cost/valuation : £250,000

Loan requested : £75,000

End Valuation : £425,000

Profit : £150,000

Repayment period : 6 Months


Mint Delivers

Application : Accepted same day (agreement in principle)

Rate Applied : 0.75%

Assets & Legals : Completed within 48 Hrs*

Day 1 Drawdown : 100% of Loan


Repayment

The borrower will repay the loan amount at the compounded monthly interest of 0.75% at a cost of £5,217 (excluding fees) within the repayment period.



See why first time developers trust Mint Bridging

to help them secure finance

Transparent

We review all finance options to

find tailored funding solutions

based on your needs irrespective

of developer experience

Quick Acceptance

Our service funding is built for

efficiency to help our new developer

clients to grow without cashflow

uncertainty & roadblocks

Service

Our service is built to help new

developers succeed. From industry recognised

project managers to transparent

underwriting were best in class

“Our client had funded their development with a well-known bridging lender. The development of apartments were all completed and on the market for sale but the current lender refused to extend the term and instead was threatening an LPA receiver. We successfully worked with Mint to refinance the loan, providing our borrower with enough time to sell the flats and realise their profit.”

Aaron Sinclair, Mint Bridging Customer

Some Recent Bridging Loan Success Stories