Secure Client Bridging In Days For Quicker Drawdowns & Commission

Mint Bridging are a specialist alternative lender having lent over £450M, with a reputation for providing bridging finance quickly to intermediaries clients as well as providing finance in difficult cases. Our updated bridging finance solutions now provides our previously best in class bridging product and service with added benefits to both our partners and their clients. Discover the available benefits for your clients, review any new or up coming deal’s AIP eligibility and their intermediary earning potential with us by submitting a case :

  • Quick Decisions: Get your clients deal & rates agreed within 60 minutes and underwritten in as little as 72 hours

  • Quicker Completions: Receive commission within days and not weeks

  • Flexible Lending: First, second & third charge loans eligible 

  • Difficult Case Specialists: Direct access to your client’s underwriter who will work with you to ensure AIPs progress to completion efficiently 

  • Borrower Incentives: Valuations not needed in a large number of applications*

  • No Exit Fees: Mint customers never pay exit fees


AIP & Commission Check

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Review Available Rates

LTV 50%
(or less)

meaning*

LTV 60%
(50 - 60%)

meaning*


LTV 70%
(60 - 70%)


meaning*


LTV 75%
(70-75%)


meaning*

Day 1 Funds

100%

100%

100%

100%

LTGDV (max available)

65%

65%

65%

65%

Valuation Needed*

PG Required

Rate From

0.6%

Apply

Rate From

0.65%

Apply

Rate From

0.7%

Apply

Rate From

0.8%

Apply

Representative Example

The applicant: They are refinancing a property which they are turning it into a HMO consisting of multiple bedrooms


Project Details

Site cost/valuation : £250,000

Bridging loan requested: £75,000

End Valuation : £425,000

Profit : £150,000

Repayment period : 6 Months


Mint Delivers

Application : Accepted same day (agreement in principle)

Rate Applied : 0.75%

Assets & Legals : Completed within 48 Hrs*

Day 1 Drawdown : 100% of Loan


Repayment

The borrower will repay the loan amount at the compounded monthly interest of 0.75% at a cost of £5,217 (excluding fees) within the repayment period.



  • LTV < 50%
  • LTV 50-60%
  • LTV 60-70%
  • LTV 70-75%
  • Day 1 Funds
  • 100% of loan
  • 100% of loan
  • 100% of loan
  • 100% of loan
  • This is the amount available for drawdown day 1, your underwriter will discuss your level of funding
  • LTGDV (max available)
  • 65%
  • 65%
  • 65%
  • 65%
  • The loan amount based on LTGDV will be determined by underwriters on application
  • Valuation Needed*
  • No
  • No
  • Free
  • Yes
  • *Valuations may not be necessary should you require less than 75% of the purchase price and the development requires minimal work
  • PG Needed
  • Yes
  • Yes
  • A PG will be required in most cases where borrower contribution is more than 50%
  • Rates From
    0.65%
  • Rates From
    0.65%
  • Rates From
    0.7%
  • Rates From
    0.8%
  • This 1665-player contest boasts a $300,000.00 prize pool and pays out the top 300 finishing positions. First place wins $100,000.00. Good luck!

Representative Example

The applicant: They are refinancing a property which they are turning it into a HMO consisting of multiple bedrooms


Project Details

Site cost/valuation : £250,000

Loan requested : £75,000

End Valuation : £425,000

Profit : £150,000

Repayment period : 6 Months


Mint Delivers

Application : Accepted same day (agreement in principle)

Rate Applied : 0.75%

Assets & Legals : Completed within 48 Hrs*

Day 1 Drawdown : 100% of Loan


Repayment

The borrower will repay the loan amount at the compounded monthly interest of 0.75% at a cost of £5,217 (excluding fees) within the repayment period.



See why first time developers trust Mint Bridging

to help them secure finance

Transparent

We review all finance options to

find tailored funding solutions

based on your needs irrespective

of developer experience

Quick Acceptance

Our service funding is built for

efficiency to help our new developer

clients to grow without cashflow

uncertainty & roadblocks

Service

Our service is built to help new

developers succeed. From industry recognised

project managers to transparent

underwriting were best in class

“Our client had funded their development with a well-known bridging lender. The development of apartments were all completed and on the market for sale but the current lender refused to extend the term and instead was threatening an LPA receiver. We successfully worked with Mint to refinance the loan, providing our borrower with enough time to sell the flats and realise their profit.”

Aaron Sinclair, Mint Bridging Customer

Some Recent Bridging Loan Success Stories