Secure Your Finance Today, For Your Auction Tomorrow

Mint Bridging are a specialist lender who have been financing property investors and developers since 2011. As a leading alternative lending specialist we’ve lent over £450M to new and experienced investors and have just been voted the What 2019 Bridging Lender of The Year. Find out more about why we are best in class for auction funding

  • High Initial Initial Funding: Secure up to 75% of the hammer price

  • Substantial Funding Available: Loan up to £1.5M of your development cost

  • Industry Low Rates: Rates starting from as low as 0.45%

  • Fast Funding Delivery: Valuation not needed in a large number of applications

  • Speedy Drawdowns: Funds available in days not weeks

  • Nationwide: Available through the majority of mainland England

  • No Exit Fees: Mint customers never have exit fees


Funding Eligibility Check

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Review Available Rates

LTV 50%
(or less)

meaning*

LTV 60%
(50 - 60%)

meaning*


LTV 70%
(60 - 70%)


meaning*


LTV 75%
(70-75%)


meaning*

Valuation Needed*

PG Required

Rate From

0.45%

Apply

Rate From

0.6%

Apply

Rate From

0.7%

Apply

Rate From

0.8%

Apply

Representative Example


Applicant Requires

Loan Required : £350,000

LTV : 75%

Borrower Commitment : £30,000

Second Charge Value : £50,000

Repayment period : 6 Months

Purpose : Secure funds prior to auction

Valuation required : No


Mint Delivers

Application : Accepted same day (agreement in principle)

Rate Applied : 0.7%

Assets & Legals : Completed within 48 Hrs*

Day 1 Drawdown : 100% of Loan


Repayment

The borrower will repay the loan at 0.7% compounded monthly to £14,959 which is to be paid at the end of the term (excluding fees).



  • LTV
    -50%
  • LTV
    +60%
  • LTV
    +70%
  • LTV
    +75%
  • Valuation Needed*
  • No
  • No
  • Free
  • Yes
  • *Valuations may not be necessary should you require less than 75% of the purchase price and the development requires minimal work
  • PG Needed
  • No
  • No
  • Yes
  • Yes
  • A PG will be required in most cases where borrower contribution is more than 50%
  • Rates From
  • 0.45%
  • 0.6%
  • 0.7%
  • 0.8%
+

Representative Example

The applicant: they are looking to have funds in place in order to make a quick purchase of a property that they have ear marked pre auction.


Applicant Requires

Loan Required : £350,000

LTV : 75%

Borrower Commitment : £30,000

Second Charge Value : £50,000

Repayment period : 6 Months

Purpose : Secure funds prior to auction

Valuation required : No


Mint Delivers

Application : Accepted same day (agreement in principle)

Rate Applied : 0.7%

Assets & Legals : Completed within 48 Hrs*

Day 1 Drawdown : 100% of Loan


Repayment

The borrower will repay the loan at 0.7% compounded monthly to £14,959 which is to be paid at the end of the term (excluding fees).



See why businesses & investors trust Mint Bridging

to help them secure finance

Transparent

We review all finance options to

find tailored funding solutions

based on your needs

Quick Acceptance

Our service is funding is built for

efficiency to help our clients grow

without cashflow roadblocks

Service

From direct access to underwriters,

free project management & more

discover why Mint are best in class

“Our client had funded their development with a well-known bridging lender. The development of apartments were all completed and on the market for sale but the current lender refused to extend the term and instead was threatening an LPA receiver. We successfully worked with Mint to refinance the loan, providing our borrower with enough time to sell the flats and realise their profit.”

Aaron Sinclair, Mint Bridging Customer

Some Of Our Most Recently funded projects