Mint Bridging is
Refreshingly Different
Mint Bridging provide handcrafted loans to meet the exact needs of every borrower. We are a unique provider of individually structured, short-term finance for property purchases, developments and general capital raising.
Every solution is handcrafted to meet a borrower’s individual requirements; from funding a purchase, or refinancing a property, to covering the full cost of a total refurbishment or development.
Our extensive experience in property finance helps us to see things from a borrower’s point of view. This unique insight means we can offer practical help and advice, allowing us to work in our clients’ best interests every step of the way.
Because we are 100% privately funded, we have the freedom and flexibility to make commercial decisions without the restrictions often placed by bank funders.
Why Mint?
100% handcrafted
We’re able to tailor loans to meet a borrower’s needs – providing handcrafted lending.
Unique
We’re proud to be part of the next generation of innovative lenders.
Expertise
We have over 100 years of financial management experience at your disposal.
Flexible
Our lending decisions are not dictated by external funding sources. This freedom enables us to use our own judgement based on our own extensive experience.
Specialist
Mint Bridging has lent over £325 million and funded more than 775 loans as of September 2017.
Authentic
Our knowledge and skills combine to help us build dependable, long-standing relationships with brokers and clients.
Our Cornerstones
Entrepreneurial
Our flexible approach means that we are able to free ourselves from the traditional constraints of banks and lenders. We’re all about innovation and the way we do things is turning lending on its head.
Family Values
Mint Bridging is a 100% privately funded family business that welcomes all opinions and ideas. Through our passion, care, values and ideals we are able to build long standing relationships and support borrowers for the term of the loan, generating trust and commitment.
Responsible
At Mint Bridging we believe in being fair and transparent at all times in business dealings. When we say ‘yes’ we mean it. There are never last-minutes changes or re-negotiations.
Knowledgeable
Our knowledge and expertise ensures that we are able to support and guide borrowers in ways that aren’t just financial, we give practical help and advice every step of the way. We have a strong track record of delivering results.
What We Do
Bridging
Finance
We lend on a wide range of residential, commercial and semi-commercial properties throughout England and Wales. Instead of being restricted by off-the-peg lending criteria, or confined by a pre-prescribed set of products, we can handcraft each loan to make sure it exactly meets a borrowers needs.
- Finance from 100,000 to 5m
- LTV up to 80%
- Terms up to 12 months
- 1st and 2nd charges
- England and Wales
Refurbishment
Loans
We deliver a complete range of property refurbishment finance solutions to cater for every type of development and all stages of the project. Our experienced in-house experts can assess a project quickly, to provide a fast decision. We offer ongoing support throughout the duration of the works.
- Loans from 100,000 to 3m
- LTV up to 65% GDV
- Terms up to 18 months
- 1st charge
- England and Wales
Second Charge
Loans
When there is a financial gap that needs filling, we offer second charge loans on residential properties, whether the funds are being used for business or investment purposes. We make things easy, with terms agreed for you and a solution to suit your precise needs.
- Loans from 100,000 to 2m
- LTV up to 70% GDV
- Terms up to 12 months
- 2nd charge
- England and Wales
Development
Finance
We’re well-known for our expertise in development finance, having helped many property developers and investors achieve their goals. We ensure the right terms are in place for every project and provide expert support every step of the way from the release of funds to final redemption.
- Finance from 100,000 to 3m
- LTV up to 65% GDV
- Terms up to 18 months
- 1st charge
- England and Wales
Testimonials
"Our client had funded their development with a well-known bridging lender. The development of apartments were all completed and on the market for sale but the current lender refused to extend the term and instead was threatening an LPA receiver. We successfully worked with Mint to refinance the loan, providing our borrower with enough time to sell the flats and realise their profit."
Aaron Sinclair - Mint Bridging Customer
"Our timeframes were tight, however the terms were issued to us within sixty minutes of our application submission. The property valuation was booked the same day and Mint’s solicitor sent out the legal documents within 24 hours of instructing the case to them. We were highly impressed that the loan completed within five days to allow the successful auction property purchase to proceed."
Jacqueline Hampton - Mint Bridging Customer
"Since being introduced to Mint we have at last found a Bridger with a modern approach combined with an old school attitude towards courteous client services. Quick decision making is key in bridging. The fact that the business development managers are empowered to both make the decisions and be involved in the whole process was very refreshing."
Peter Johnston – Mint Bridging Customer
"We were delighted when Mint came onsite to understand the project and learn about our plans and intentions. They were great to work with and I would have no hesitations in recommending them to colleagues. Their knowledge and work ethic was exceptional."
Laurence Ross - Mint Bridging Customer
"I’d like to thank everyone at Mint Bridging who worked speedily and diligently to complete our recent case. I appreciate that the indicative terms came out quickly and that you were able to work with our client calmly and professionally when the valuation and legals threw up a few hurdles. It was one of those satisfying cases where we were all extremely pleased with the outcome."
Hussain Ahmed - Mint Bridging Customer
Marketing
Our Team
For us, customer service is at the heart of everything we do
Andrew Lazare
Founder & Managing Director- T 0161 710 2071
- E andrew.lazare@mintbridging.co.uk
Paul Wertheim
Director- T 0161 710 2074
- M 07711 500 090
- E paul.wertheim@mintbridging.co.uk
Mark Abrahams
Director- T 0844 415 6500
- E mark.abrahams@mintbridging.co.uk
Sinead Moynihan
Head of Sales- T 0161 710 2461
- M 07921 812 750
- E sinead.moynihan@mintbridging.co.uk
Richard Showman
Head of Underwriting- T 0161 710 2073
- M 07921 812 752
- E richard.showman@mintbridging.co.uk
Jo Watmore
Finance Director- T 0161 710 2072
- E jo.watmore@mintbridging.co.uk
Latest News
We’ll keep you updated on all the services from Mint Bridging as well as the latest news from the industry.
Contact Us
We are here to answer any questions you may have about our services and competitive rates. Please call our main number or contact any of our team directly.
Mint Bridging Limited, Peel House,
30 The Downs, Altrincham,
Cheshire WA14 2PX.
0844 415 6500
info@mintbridging.co.uk
Mint Bridging Limited.
Registered in England No. 07567483.
Peel House, 30 The Downs, Altrincham,
Cheshire WA14 2PX.